Technology

> Use Cases

Instant International Settlement

Unlock instant, cost-effective global payments with Bitcoin's Lightning Network. Simply convert your currency and send it worldwide in real-time. Upon arrival, it's instantly changed into the local currency, bypassing Bitcoin's price swings. This is more than a payment method—it's a revolution in settling money globally, enhancing speed, reducing costs, and elevating your experience.

Lightning Fintech

Compliant, instant payments and conversions from

to any currency, globally.

Elevate your customers' experience by integrating Custom Money Addresses, establishing a new standard for money transfers. This innovative feature revolutionizes the way funds are exchanged, offering the ultimate in transaction ease and efficiency. Empower your fintech to lead in the payments industry with transactions that are swift, secure, and exceptionally user-friendly.

Segregated Account Management

This feature not only boosts security and efficiency by segregating user accounts, preventing one user's API issue from affecting others but also shortens development time. It ensures quick, error-free transactions directly into individual accounts, reducing the need for frequent API calls and back-end logic. This streamlined approach enhances security, simplifies fund management, and increases go-to-market agility, making it easier for clients to maintain accurate and trustworthy operations.

Micropayment walls

Scan a QR code for an article purchase, and the payment instantly splits between publisher, author, and editor into their unique segregated accounts in different currencies. This smooth process combines cross-currency payments with automatic splits, ensuring fast, secure transactions for all content creators.

Lightning Network Paper

2. A Network of Micropayment Channels CanSolve Scalability

“If a tree falls in the forest and no one is around to hear it, does it make a sound?”The above quote questions the relevance of unobserved events —if nobody hears the tree fall, whether it made a sound or not is of no consequence. Similarly, in the blockchain, if only two participants care about an everyday recurring transaction, it’s not necessary for all other nodes in the bitcoin network to know about that transaction. It is instead preferable to only have the bare minimum of information on the blockchain. By deferring telling the entire world about every transaction, doing net settlement of their relationship at a later date enables Bitcoin users to conduct many transactions without bloating up the blockchain or creating trust in a centralized counterparty. An effectively trustless structure can be achieved by using time locks as a component to global consensus.

Currently the solution to micropayments and scalability is to off load the transactions to a custodian, whereby one is trusting third party custodians to hold one’s coins and to update balances with other parties. Trusting third parties to hold all of one’s funds creates counterparty risk and transaction costs. Instead, using a network of these micropayment channels, Bitcoin can scale to billions of transactions per

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